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While repair timelines vary, many clients begin seeing meaningful progress within 2-6 months through our strategic process. Your credit history is as unique as your fingerprint - 99.9% of clients see first changes in 30 days.

Think of us as your credit fitness trainers – we’ll celebrate every milestone while keeping your long-term financial health front-and-center. The moment you enroll, we start fighting for your score with daily bureau follow-ups and send you monthly progress audits.

Absolutely. The Fair Credit Reporting Act (FCRA) gives you the right to dispute inaccurate, unverified, or outdated items. We hold creditors and bureaus accountable to the law. Our 256-bit encrypted portal ensures your case is handled with bank-level security.

While you could, it will most likely be very time consuming for bare minimum results! Our team has removed endless amounts of negative items by knowing creditor loopholes, bureau response patterns, and escalation tactics the average person doesn’t. We even negotiate ‘goodwill deletions’ from stubborn lenders. Our clients save 23+ hours monthly versus DIY – time better spent living your life.

We guarantee relentless effort: unlimited disputes, creditor negotiations, and progress updates. While nobody can legally promise specific score jumps, 81% of our clients achieve their target score within 6 months or less.

Rest assured knowing we offer a Money-Back Guarantee if we don't deliver!

Three words: Precision. Proof. Partnership.

Precision: Our CreditDNA™ scan finds 37% more dispute opportunities than basic reports

Proof: Access real-time case updates and creditor responses 24/7

Partnership: Your dedicated specialist + finance coach until you hit your goal