Terms and Conditions
Last updated: February 28, 2024
Welcome to Elite Credit! These Terms and Conditions (the "Agreement") govern your access to and use of our credit repair services, websites, and any other services we provide (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms and Conditions, including any future updates.
Elite Credit provides credit repair, counseling, and related financial services. Full descriptions of services are available on our website or upon request.
You may be required to register an account to access certain features of our Services. You are responsible for keeping your account credentials secure and for all activity that occurs under your account.
By registering for our Services, you confirm that you have read, understood, and agree to be legally bound by these Terms and Conditions.
Fees for our Services are disclosed before any work begins. All payments are due as specified at the time of purchase. Late or missed payments may result in paused or terminated services.
You may cancel at any time. However, refunds are only granted under the following condition:
If Elite Credit does not remove at least 50% of your negative items from your credit report within 6 months of active service, you may be eligible for a refund of fees paid.
To qualify: You must have maintained active participation (including document submission and communication).All monthly payments must be made on time.Requests for a refund must be submitted in writing within 30 days after the 6-month period.
No other refunds will be provided unless required by law. By using our services, you waive any right to chargebacks, disputes, or refunds outside of this policy.
All content provided by Elite Credit — including text, graphics, logos, and media — is owned by or licensed to us and protected by copyright and intellectual property laws. Unauthorized use is strictly prohibited.
You agree not to use our Services for unlawful purposes or in any way that interferes with our operations, security, or reputation.
Our Services are provided “as is” and “as available.” Elite Credit makes no warranties, express or implied, regarding accuracy, results, or service reliability.
To the fullest extent permitted by law, Elite Credit will not be liable for any damages arising from your use or inability to use our Services — including indirect, incidental, or consequential damages.
You agree to indemnify and hold harmless Elite Credit, its affiliates, employees, and partners from any claims or liabilities arising from your use of the Services or violation of these Terms.
Elite Credit reserves the right to update these Terms and Conditions at any time. Continued use of our Services constitutes your acceptance of any updated terms.
For questions about these Terms and Conditions, contact us at:
By signing up, making a payment, or using any of our Services, you automatically agree to these Terms and Conditions.